Currently, when a broker starts a loan application with a borrower, he usually pulls a credit report as so many aspects of a loan are dependent on the credit score, including the interest rate and certain loan programs.  However, credit bureaus are selling borrower information triggered by the fact that a mortgage company pulled a credit report and then those leads are sold and borrowers are being barraged by unwelcome soliciations by other lenders and banks.

Following is the Summary on the Congress.gov website:

(Congressional Summary not published as of 5/5/2018)